Original Medicare only covers 80% of your Part B expenses. The other 20% comes out of your pocket if you do not have a Medicare Supplement policy also referred to as Medigap. Medicare alone has no cap on your annual "MOOP" Maximum Out Of Pocket costs. If you were to have a lengthy stay in a hospital or expensive treatments at outpatient facilities, you risk having to cover that additional 20% could become a devastating hardship to so many who now live on a fixed income & need to protect their savings.

The correct Medicare Supplement plan can cover the 20% Medicare would normally bill you for, essentially what this means is, you have the comforting option to transfer this financial liability to an insurance company by paying only a monthly premium.

The correct plan choice can give you peace of mind & transform original Medicare in to 100% coverage for Medicare allowable expenses. If you are entitled to no cost Part A & B Medicare, Your only required costs will be paying your Part B deductible, Medigap supplement premiums.

Note: Medicare & Medicare supplements only cover Medicare allowable charges & expenses.